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- CoverTHE 86400
- July to September 2026From the Desk of Founders 66
- July to September 202603 OUR PEOPLE New faces. New chapters
- July to September 2026AUGUST EMPLOYEE NAME
- July to September 2026SEPTEMBER EMPLOYEE NAME
- July to September 2026Q&A Tell us about yourself and your journey at 86400 so far.
- Page 8July to September 2026 harder problems. The Cards project is my current milestone, and it lets me apply years of experience in a new area. Both succeeded because Development, QA, PMO and support teams pulled in the same direction. How have you grown since joining?
- July to September 2026PROJECT MANAGEMENT OFFICE PMO: where ambitious plans meet the reality of delivery Who we are Key wins
- July to September 2026From roadmap to reality New business wins
- Page 11July to September 2026 strengthening platform security and compliance readiness. ⚫ EFRM (Falcon and Clarify): Implemented for AU Bank and J&K Bank, strengthening fraud detection, risk management and transaction monitoring. Compliance and audits
- July to September 2026Congratulations! A big moment for Sejal Bhodia, recognised at the BW Tech 40 Under 40 Awards 2026.
- July to September 2026EMPLOYEE NAME Viraj Kamble
- July to September 2026REWARDS & RECOGNITION | Q2 2026 ANNOUNCEMENT
- July to September 2026PILLARS Technology Excellence
- July to September 2026PILLARS Operations & Process
- July to September 2026PILLARS Technology Excellence
- July to September 2026We wanted to get to know our team a little better beyond their roles and responsibilities, so we kicked things off with a simple, fun poll. Nothing work-related, just a little glimpse into the people who make up our team. ili What do you enjoy doing most in your free time?
- July to September 2026Listen: Slice's Leap: From Fintech Disruptor to India's Next Big Bank
- July to September 202610 HR AT WORK Building a better culture: new initiatives from HR
- July to September 202612 86400 AT GLOBAL FINTECH FEST 2026
- July to September 2026The part nobody sees in the photographs! A launch may take a few minutes on stage. Getting it there takes considerably longer. The GFF showcase brought together teams across Product, Engineering, Sales, Marketing and Operations to prepare demos, coordinate launches, manage conversations and keep the booth moving throughout the event.
- July to September 2026Evolve to Excel: 14 | FUN @ 86400
- July to September 2026Independence Day: Our Mumbai & Kolhapur offices marked Independence Day with snacks and a round of trivia.
- Page 2686400 POWERING POSSIBILITIES www.86400.in
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July to September 2026
From roadmap to reality
New business wins
⚫ Union Bank of India, BBPS COU: Our first win under the new identity. We will power their mobile and internet banking on one unified platform for three years, with an estimated 10 million transactions. The solution is hosted at our premises through our direct NPCI connectivity.
Fino Bank, BBPS: Secured both the COU and BOU deals.
Zikzuk: The newly formed, RBI-approved PPI issuer chose us to deploy and manage its complete UPI stack, including the core UPI switch, for three years.
Mobilepe PPI: Migrated from one of the industry's leading players. Over a five-year contract, we will deliver the UPI and IMPS stacks, with a projected 40 million transactions a year.
Suryoday Bank: Kicked off a new IB-MB project.
⚫ LankaPay: Engagement and delivery are in progress.
- ZIKZUK
- Union Bank of India lanka
- ⭑Fino pay
MobilePe
Product launches and go-lives ⚫ Six launches at GFF: IB-MB, CardsXT, Credit on UPI for Repayment, the New PSP App, UPI Tap & Pay and UPI Help 2.0. The teams delivered through tight timelines and heavy cross-functional dependencies.
One UPI Merchant Platform: Multiple bank-specific UPI acquiring solutions now run on one standardised, reusable platform, live across 4+ banks.
Credit Line on UPI: Deployed for J&K Bank.
UPI on DMT: Launched, widening customer payment and money transfer options.
IDFC BBPS (BOU): Integration live, expanding bill payment capabilities.
Three PPIs on direct NPCI connectivity: Eroute, IMONEY and MUFIN went live in Q1 2026. We operate as an ASP with direct connectivity to NPCI NET.
UPI scale: Processed 38 crore UPI transactions for J&K Bank.
UPI microservices: Architecture work is underway to improve scalability, flexibility and modularity.
Delivery milestones
⚫ AU Bank Migration: Completed with minimal business disruption.
TLS Security Upgrade: Delivered,