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Budgeting 101: Find the budgeting guidelines that work best for you and your financial goals and check up on them often. If you are unsure where to start, the 50/30/20 rule is a great launching point. This means 50% of your earnings go towards needs (housing, groceries, gas, all the pretty boring stuff), 30% goes toward wants (the fun stuff: travel, restaurants, subscriptions, or my personal favorite, Miss America merch), and 20% goes towards savings and loans. Depending on your goals, you can shift these percentages accordingly.
By using an app, or, dare I say, making a spreadsheet of your own finances, you can clearly see exactly where your money is going and plan where it should be going.
For women aspiring to be in leadership and entrepreneurship, “Girls Who Run the World: 31 CEOs Who Mean Business” by Diana Kapp provides inspiring stories of female business leaders who’ve made their mark.
If you're looking to explore the world of investing, “Girls That Invest” by Simran Kaur breaks down key concepts in an accessible way.
If you want to deepen your financial knowledge, consider adding these books to your reading list. For a strong foundation in personal finance, “How to Money” by Jean Chatzky, Katherine Tuggle, and the HerMoney Team offers essential guidance. If you're looking to explore the world of investing, “Girls That Invest” by Simran Kaur breaks down key concepts in an accessible way. And for young women aspiring to be in leadership and entrepreneurship, “Girls Who Run the World: 31 CEOs Who Mean Business” by Diana Kapp provides inspiring stories of female business leaders who have made their mark.
“How to Money” by Jean Chatzky, Katherine Tuggle, and the HerMoney Team offers essential guidance.